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RV Insurance

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RV Insurance In El Paso, Anthony, Socorro and surrounding areas in Texas and New Mexico

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Recreational Vehicle Insurance Information

RV Insurance In El Paso, Anthony, Socorro and surrounding areas in Texas and New Mexico

Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and comfort along the way. This vehicle is probably a beloved part of your family as it may have taken you on many adventures. You probably do a great deal to take care of it. This might include regular maintenance and washings.

Just because these vehicles may not be on the road as often doesn’t mean they don’t need the same insurance as other property you own. In fact, they may need RV insurance since they also create a potential for liabilities. Our El Paso or San Antonio agents would be happy to get you the coverage you need.
RV Insurance

Liability Insurance for Recreational Vehicles

Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others. In order to help pay for any damage you inadvertently inflict, you should secure liability insurance. This policy can also help cover the cost of environmental cleanup. This can include cleanup after an accident that causes the spillage of a toxic chemical or other pollutants.

RV insurance that offers liability coverage will have limits that work on both a per-incident and per-policy basis. They may also have a deductible that requires an out-of-pocket contribution for each incident or year. Full coverage, on the other hand, will take care of a lot more. The best way to get rates and information on both is to meet with one of our honest, helpful agents.

Property Coverage

After you’ve considered the potential liabilities you are exposed to while operating a recreational vehicle, it’s time to secure RV insurance coverage for the value of the vehicle itself. Recreational vehicle coverage can include financial compensation in the event of physical damage, vandalism, theft, and collision. In addition, your policy may allow for reimbursement of personal items stored on a vehicle. This can include a bike, boat, or snowmobile.

Specialized Coverage for Additional Risks

In some cases, you may want to consider adding specialized coverage for additional risks including the loss or damage of awnings and custom equipment. If you have an RV that you live in part or full time, you may need extended protection, so be sure to discuss that with your El Paso or San Antonio agent.