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Pan American Insurance Blog: tx

View the latest blog posts from Pan American Insurance.

If you have lived in an apartment for any amount of time, you probably already know that they are more susceptible to burglaries than houses. There are many reasons that burglars choose apartments over homes in suburban neighborhoods. However, aside from purchasing renters insurance, there are a lot of steps you can take as well to protect yourself. READ MORE >>

If your old, reliable car no longer meets your needs or gives you the level of function you need, it may be time to trade it in. But, before you decide on your next vehicle, think about the car insurance. Some vehicles require a higher level of auto insurance because of the higher value of the vehicle. READ MORE >>

How do you find someone who can remodel your bathroom or put a new roof on your house? If you have a small job like replacing a broken window or installing a ceiling fan, you probably will do fine by hiring a handyman. If the job is more complex and costs more to complete, many people feel more comfortable hiring a bonded contractor. READ MORE >>

In all 50 states, car dealerships are required to post an auto dealer bond — a type of commercial surety bond — in order to get fully licensed. Where insurance protects your business, bonds are designed to protect customers. Essentially, a bond acts as a contract between the dealership, customers and a surety company. READ MORE >>

Routine maintenance is vital for a car’s longevity. A little bit of extra attention, particularly for older cars, can mean less time at the mechanic and more time on the road. Check your owner’s manual each month to see if you’re due for any maintenance and visually monitor the following for signs of wear and tear: READ MORE >>

Many small business have double-use cars, meaning that these vehicles are used for both personal and work-related driving. A one-woman caterer may use her personal car to deliver food to events. A contractor may use his personal truck to haul tools to work sites. READ MORE >>

Much like healthy eating habits and regular doctor visits improve how your body ages, the efforts you put into maintaining your home can affect how it ages as well. A well taken care of home is generally more reliable, secure and valuable. As the housing market grows more competitive, people are staying in homes much longer than they used to. READ MORE >>

If you own your own home or are in the market to buy, there are some factors that may be affecting your insurance rates without you even knowing it. According to the Insurance Information Institute, the average homeowner's insurance rate is close to $1000. You could potentially lower this amount by changing or updating your home. READ MORE >>

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