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Pan American Insurance Blog: renters insurance

View the latest blog posts from Pan American Insurance.

Investing in renters insurance is always important for those who live in a shared space they do not own. Co-leasing is a common way to reduce some of the costs of living in an apartment or condo. In this situation, two or more people share the same space. Some property management companies allow this. READ MORE >>

A lot of renters in El Paso don’t realize they can protect their belongings with renters insurance. It is true, a person doesn’t need to be a homeowner to have the belongings in their home protected from theft or disaster. READ MORE >>

If you have lived in an apartment for any amount of time, you probably already know that they are more susceptible to burglaries than houses. There are many reasons that burglars choose apartments over homes in suburban neighborhoods. However, aside from purchasing renters insurance, there are a lot of steps you can take as well to protect yourself. READ MORE >>

Most renters insurance policies protect you from liability risks. Liabilities are damages that you or your property may cause to others or their property. Policies usually make allowances for certain liability damages that occur on your rental property. READ MORE >>

Renters insurance almost always comes with a level of personal property coverage. This can help you cover replacement costs in case a peril destroys personal property in your rental. When you get renters insurance your agent will likely ask you the value of your personal property. READ MORE >>

When it comes time to upgrade your home’s electronics, such as a laptop, you may be focused on finding the right combination of features and the right price. However, you may also need to think about long-term protection for your new asset. Your renters insurance may help cover this item if you have enough coverage in place. READ MORE >>

Drones are becoming one of the biggest pastimes today. These devices fly, record and provide some outstanding access to a new view on the world. If you have one, you may be happy to take it out and use it. However, most drones tend to also be highly expensive and, depending on the type that you have, it may be hard to replace if something goes wrong. READ MORE >>

Many apartment complexes offer safety features like community gates, security cameras and deadbolt locks in order to reduce the risk of theft. But with so many people coming and going, apartments may become an easy target for a lurking criminal. READ MORE >>

Renting a house makes life a lot easier than renting an apartment. Generally, you’ll have more space, fewer neighbors and you can enjoy having family and friends over without limitations. However, renting a house doesn’t afford you the ability of foregoing renters insurance. READ MORE >>

No one wants to have to deal with filing a claim on their renters insurance, but if an incident arises, it's best to know what to do in advance to make the process as smoothly as possible. Being prepared for the worst has helped many people get the full compensation due to them from their insurance provider. READ MORE >>

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