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Pan American Insurance Blog: homeowners

View the latest blog posts from Pan American Insurance.

The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. READ MORE >>

Getting older often merits a few special considerations for anyone. It doesn’t mean you need to become home-bound or isolated. However, you might need to take a few extra precautions to make your home safer to occupy. READ MORE >>

Home insurance helps cover your financial obligations in situations where accidental or unavoidable damages occur. The policy aims to reduce the impact on your well-being when an accident or disaster occurs. Home air conditioners and furnaces rarely fit in this qualification. READ MORE >>

The refrigerator stops working. Your home’s heating and cooling system needs a significant repair. These are large appliances within any home. When they break down, it can be worrisome to consider the cost. Home insurance provides coverage for many risk factors. Coverage for appliances differs from one situation to the next. READ MORE >>

If you own a dog, you have an increased liability risk. According to DogsBite.com, about 1,000 people daily require medical care as a result of dog bite injuries in the United States. Dogs, as animals, are likely to react with a bite when they feel at risk or protective. READ MORE >>

Most people in law enforcement will tell you that light and sound are great ways to frustrate a possible burglar. But if you are like some of us, you don't want bright lights on all the time outside your home. You like to look outside your window or patio doors and see the stars and the moon. READ MORE >>

Is upgrading your home's electrical system on your to-do list? Many of today's homeowners are considering such upgrades because they want to ensure the home is as energy efficient as possible. Some are converting to solar power or even geothermal power. READ MORE >>

As floods hit the United States this past spring, they served as a reminder to us all that it is important to invest in flood insurance. If you carry a mortgage on your home and live in a flood zone, you are most likely required to carry flood insurance by your mortgage company. READ MORE >>

If you are a homeowner with a pool, you should be aware of the dangers of drowning. Although a pool provides fun entertainment in the hot summer months, the risk of drowning or near drowning needs to be taken seriously. Over 3,500 people die per year due to unintentional drowning. READ MORE >>

Though home fires are more common during the winter, they continue to be one of the biggest risks for homeowners throughout the rest of the year as well. Approximately 400,000 house fires are reported each year, most of which could’ve been prevented. How? Let’s look at three of the most common examples. READ MORE >>

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