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Pan American Insurance Blog: home insurance

View the latest blog posts from Pan American Insurance.

Numerous myths exist regarding home insurance policies. Unfortunately, these misleading myths can deter people from acquiring the coverage they actually need. Homeowners often assume they are adequately covered, only to find out they had incorrect information. By the time they learn the truth, it may be too late. READ MORE >>

A home security system is a good investment to protect your home and family from crime and may qualify you for a homeowners insurance discount. Insurance companies offer discounts because security systems make it less likely that a burglar will want to enter your home and even if they do, many will immediately leave after hearing the alarm. READ MORE >>

If you own a dog you need to be aware of how your homeowners insurance policy will handle a dog bite. According to the Insurance Information Institute, more than one-third of homeowners insurance claims in 2012 were for dog bites. Luckily, dog bites are typically covered under your standard homeowners insurance policy. READ MORE >>

If you are a homeowner with a pool, you should be aware of the dangers of drowning. Although a pool provides fun entertainment in the hot summer months, the risk of drowning or near drowning needs to be taken seriously. Over 3,500 people die per year due to unintentional drowning. READ MORE >>

Though home fires are more common during the winter, they continue to be one of the biggest risks for homeowners throughout the rest of the year as well. Approximately 400,000 house fires are reported each year, most of which could’ve been prevented. How? Let’s look at three of the most common examples. READ MORE >>

Home robberies occur every 15 minutes in America, most of which happen while you’re away at work. It takes an average of 10 minutes for burglars to get in and out with your stuff if your home is visibly unarmed. This means that the harder you make it for a person to break into your home, the less likely they are to target it in the first place. READ MORE >>

Picture this: one night, you light a candle, put on a pair of old sweatpants and settle in for a comfy evening of catching up on your recorded TV shows. But you suddenly remember that you forgot to pick up your prescription and you need it for the next day. READ MORE >>

It’s easy to become a creature of habit and simply renew your homeowners insurance policy when you receive a notice, but you could be doing yourself a disservice. There’s a good chance you could be saving money with a different insurance company. READ MORE >>

Much like healthy eating habits and regular doctor visits improve how your body ages, the efforts you put into maintaining your home can affect how it ages as well. A well taken care of home is generally more reliable, secure and valuable. As the housing market grows more competitive, people are staying in homes much longer than they used to. READ MORE >>

Mold is a small organism that can cause big problems. From hay fever-like allergic symptoms to chronic illness, mold can be damaging to your family and home. Mold can grow both inside and outside, so long as humidity or moisture is present. Check for mold in basements, bathrooms, kitchens and any areas recently affected by leaks or water damage. READ MORE >>

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