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Pan American Insurance Blog: commercial

View the latest blog posts from Pan American Insurance.

All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. READ MORE >>

There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. READ MORE >>

Working doesn’t mean you sit behind a desk all day in one spot. You might have to leave the office to do business. Or, you might work outside the office on your regular course of duties. Because you might not be on the business premises all day, you might wonder if accidents occurring offsite will qualify you for workers’ compensation? READ MORE >>

Commercial insurance is a must for business owners in the State of Texas. There are three main types of insurance under the umbrella of commercial insurance: property, liability, and workers’ compensation. These three types of insurance work in tandem to provide business owners, employees and clients alike with the peace of mind they deserve. READ MORE >>

Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. READ MORE >>

As a business owner, you rely on employees to do business using your vehicle fleet. Whether they remain in town or travel long distances, auto insurance can protect them and your vehicles. However, purchasing auto insurance can be tricky. You may not know what questions to ask about commercial auto insurance. READ MORE >>

Opening the doors to your new business is an exciting time. It takes a great deal of preparation and investment to get to this point, no matter what type of business you have. Every month, more than 543,000 new U.S. businesses open their doors, according to Forbes.com. However, many small businesses shut down in their first year. READ MORE >>

Business insurance grows with you, or at least it should. This type of insurance coverage is like any other. You select a policy that seems to fit the level of risk your business faces. The policy kicks in and provides financial support to you when you need it up to the limit that is listed on the policy. READ MORE >>

Opening up a new business takes a massive amount of hard work and a large chunk of cash. And that’s just the first step. As your business becomes fully operational, you have to market it to drum up interest and new customers. While thinking about your marketing plan, consider these tips. READ MORE >>

As technology develops, more and more businesses rely on computers and other electronic devices in order to maintain daily operations. Not to mention, businesses, for years, have used heating/cooling systems, phone systems and break room appliances. READ MORE >>

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