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Pan American Insurance Blog: business insurance

View the latest blog posts from Pan American Insurance.

A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. READ MORE >>

You might worry about something like a fire or severe storm damaging your business. Sure, that’s a possibility, but there are a lot of other losses that are much more likely to happen every single day. These include the risks of theft and vandalism. READ MORE >>

There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. READ MORE >>

Something happened and your business property is now damaged. It's going to take time to get your company back up and running again. You know your commercial property insurance is there to help cover the costs, but where do you begin? How do you pull together all of what needs to be done to get your company's doors open again as quickly as possible? READ MORE >>

Your employees’ ability to work together and communicate efficiently as a team is critical to the continued success of your business. Many employers understand the importance of team building events; however, it takes more than a mere team lunch or trip to the museum to spawn good teamwork. READ MORE >>

Many people think of office property as little more than cubicles, a few pieces of mass produced artwork and a Ficus plant. However, when you add up the value of the building, desks and other furniture, computer equipment, inventory, raw materials, specialty equipment and everything else owned by your business, the overall price tag is likely much higher than you would’ve guessed. READ MORE >>

A limited liability company, commonly known as an LLC, is a form of business that protects its owners, members and itself from certain legal liabilities. It’s like a compromise between a partnership and a corporation in the sense that it possesses a pass-through tax status like a partnership, yet offers limited-liability protection like a corporation. READ MORE >>

Businesses possess many assets, spanning from buildings and furniture all the way to quality employees and profits. These assets are likely to effect the success of a business and therefore, they should be protected. Luckily there are many forms of business insurance to offer specialized protection to match the needs of your industry. READ MORE >>

Holiday shopping can be a double-edged sword for retailers; the shopping frenzy can result in huge profits, but it takes a lot of extra effort and resources to prepare for the skyrocketing demand for sales. Most shoppers are looking for unbeatable deals on electronics, appliances and media, so if... READ MORE >>

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