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Pan American Insurance Blog: auto insurance

View the latest blog posts from Pan American Insurance.

Understanding auto insurance is critical. Whether you are buying your first car or renewing your policy, you need this information. What happens if you cause an accident and someone else’s car has damage? In this case, your liability insurance pays for the losses. READ MORE >>

Are you planning to retire in the next few years? It is a big step to take, that’s for sure. But, retirement also opens up a whole new chapter of your life. All the same, a new chapter means making some changes to your life. That also means reexamining your financial assets and your insurance coverage, including your car insurance. READ MORE >>

All drivers present varying levels of risk when they get behind the wheel. However, some present more than others.  Most people carry car insurance to help protect themselves and others from the ramifications that these risks might trigger. Still, it is doubly important that the highest-risk drivers carry this coverage. READ MORE >>

Many different factors play a part in determining auto insurance rates. The most obvious factor is the level of coverage a driver desires. Those who desire extensive auto insurance coverage might pay a higher monthly premium. Those who desire low monthly premiums may likely have a comparably high deductible. READ MORE >>

As a business owner, you rely on employees to do business using your vehicle fleet. Whether they remain in town or travel long distances, auto insurance can protect them and your vehicles. However, purchasing auto insurance can be tricky. You may not know what questions to ask about commercial auto insurance. READ MORE >>

Opening the doors to your new business is an exciting time. It takes a great deal of preparation and investment to get to this point, no matter what type of business you have. Every month, more than 543,000 new U.S. businesses open their doors, according to Forbes.com. However, many small businesses shut down in their first year. READ MORE >>

It’s raining, and everything is wet including the roads. Rain means more danger on the road. Driving in wet conditions raises your risk of accidents and breakdowns. If you don’t practice safe driving techniques, you could wind up in an accident. That could lead to serious damage and higher auto insurance rates. READ MORE >>

How many distractions do you have when going from one place to the next behind the wheel of a car? Many people don’t realize just how worrisome these distractions can be. However, it takes only a few seconds or minutes of a simple distraction to create a large accident and a significant auto insurance claim. READ MORE >>

If your old, reliable car no longer meets your needs or gives you the level of function you need, it may be time to trade it in. But, before you decide on your next vehicle, think about the car insurance. Some vehicles require a higher level of auto insurance because of the higher value of the vehicle. READ MORE >>

Buying a vehicle is a huge investment; but when you start to make upgrades, you’ve created an additional reason to get protection that will give you some peace of mind knowing that investment is protected. Once you have added these upgrades, it’s best to check your auto insurance policy to see if it will currently cover them. READ MORE >>

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