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RentersThe biggest reason that many people don’t invest in renter's insurance is that they think it’s too expensive. We realize that most renters are both young and just starting out, or people whose budget is already stretched pretty thin. But what most folks don't know is that renter's insurance is much more affordable than many people think.

We never want to think about the worst scenario, but what if there was a fire in your building? Maybe you're careful about things, but you can't control your neighbors. They might leave a candle unattended, or maybe there's an electrical problem in your building. The result could be you losing everything. You may not think you have much, but if you look around and add up the first things that come to mind, it could actually amount to a lot. Replacing a computer, television, wardrobe, phone and furniture alone would cost thousands of dollars. In fact, the average renter owns $20,000 worth of property. And despite what you have been told, the landlord's insurance will not cover your belongings. That insurance only covers the building structure and common areas.

Do you still think you can't afford renters insurance? For most people it costs less than $20 per month. That's like skipping one nice dinner out or a few fancy coffee drinks a month. Even if you threw your spare change in a jar, it would probably be enough to cover this valuable insurance.

Renters insurance is extremely affordable, and while it is another bill you have to pay, most people decide that it's worth the peace of mind. If there was ever a situation where you lost everything, you would be glad you got that policy. Relative to the cost of replacing your belongings, renter's insurance is definitely a smart financial move.

Protect your belongings. Call Pan American Insurance at (915) 562-0009 for more information on El Paso renters insurance.

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