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Pan American Insurance Blog

View the latest blog posts from Pan American Insurance.

Car insurance provides a lot of coverage for nearly every type of vehicle, but even full coverage doesn’t cover everything. When people talk about full coverage car insurance, they’re not referring to a specific type of insurance. Instead, they mean full coverage as in the highest amount of coverage a car can have. READ MORE >>

When inviting employees to work within a certain space, employers have a responsibility to make that space as safe as possible. Accidents may happen, but it’s important to avoid preventable injuries. Some jobs, such as contractors and construction workers, are filled with hazards that seem impossible to avoid. READ MORE >>

Auto insurance can be confusing when it comes to running a business. Most drivers already have personal auto insurance and believe their work vehicles are covered, but this isn’t usually the case. If you have employees driving personal vehicles or sharing company vehicles, personal auto insurance won’t necessarily extend in case of a loss or accident. READ MORE >>

Caught between baby boomers and millennials, Generation X can often be forgotten. But members of Generation X are now at the ages where they’re building retirement funds and settling into their careers and homes. They also tend to have more earners in the household than the other generations. READ MORE >>

A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. READ MORE >>

Understanding auto insurance is critical. Whether you are buying your first car or renewing your policy, you need this information. What happens if you cause an accident and someone else’s car has damage? In this case, your liability insurance pays for the losses. READ MORE >>

The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. READ MORE >>

Do you dream of a backyard full of lush foliage? You don’t have to give up on your dream just because you currently live in an apartment. In fact, you can grow a successful garden right on your balcony. However, because balconies create a different micro-climate than the conditions on the ground, you’ll have to give a bit of extra care to your plants. READ MORE >>

If you’ve established a life with your long-term partner, you may have decided that you are comfortable as you are, and that there’s no need to get married. This is perfectly reasonable for thousands of couples who are able to build lives that provide both autonomy and legal security. READ MORE >>

You might worry about something like a fire or severe storm damaging your business. Sure, that’s a possibility, but there are a lot of other losses that are much more likely to happen every single day. These include the risks of theft and vandalism. READ MORE >>

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