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Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Auto Insurance Information

Father and daughter in car

Car Insurance for El Paso, Anthony, Socorro and San Antonio

What Is Car Insurance?

Car Insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. If you are looking for the best rates in El Paso or San Antonio you are at the right place.

Auto insurance Provides Property, Liability and Medical Coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some but not all of these. If you're financing a car, your lender may also have requirements.

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured Motorist Coverage
  • Medical Coverage
  • Personal Injury Protection

Information About Coverage

Most auto policies last six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium. It is impossible to list a flat rate for insurance pricing in El Paso or San Antonio because the monthly cost is based on a variety of factors. This can include age of motorist, type of car, driving history, city of residence, and so much more.

Why Do You Need Car Insurance?

  • It's really all about protecting yourself financially.
  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to Ask Your Agent

Your Independent Agent in San Antonio or El Paso is an advocate for finding Car insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low, you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy, and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
Additional Resources